Frequently Asked Questions

About the

Platform

  • What is Divvi?

    Divvi is a platform enabling fractional ownership in luxury collectible timepieces. By purchasing shares, investors can own parts of high-value watches without buying the entire piece.

  • How does Divvi work?

    We source authentic luxury watches, authenticate them, and then fractionalize them into shares using blockchain technology. Investors can purchase these shares starting from $500. The watches are securely stored, and any profits from sales are distributed among the shareholders.

  • What is the investment process?

    Sign up on our platform, browse available timepieces, and choose the amount you wish to invest. Divvi handles the purchase, storage, and eventual sale of the watch, ensuring a seamless investment experience.

  • Why invest with Divvi as a platform?

    Divvi simplifies the process of investing in luxury timepieces by handling authentication, storage, and management. We use blockchain technology to fractionalize the watches, ensuring transparency, security, and ease of transfer. Our platform provides access to a curated selection of high-value watches and makes them affordable for more investors.

  • Why invest in luxury timepieces as an asset class?

    Luxury timepieces have historically shown strong appreciation in value. They offer low volatility compared to other investments and provide diversification for your portfolio. High-quality, collectible watches often retain or increase their value over time, making them a reliable and attractive investment option.

  • How does fractionalization work? What does it have to do with blockchain?

    Fractionalization involves dividing a luxury timepiece into smaller shares, allowing multiple investors to own a portion of the watch. Divvi uses blockchain technology to securely record and manage these shares. Blockchain ensures transparency, immutability, and ease of transfer, making the fractional ownership process more efficient and trustworthy.

  • How does the co-ownership work?

    Co-ownership means that multiple investors hold shares in a single watch. Each investor owns a fraction of the watch, corresponding to their investment. Decisions about the watch, such as selling, are made collectively, and profits are distributed based on the number of shares each investor holds.

About the Timepieces

  • What kind of timepieces do you offer?

    We offer a curated selection of luxury collectible timepieces from renowned brands, chosen for their investment potential and historical significance.

  • How do you determine the value of the timepieces?

    The value of each watch is determined by expert appraisers considering factors such as brand, model, condition, and market demand. Regular valuations ensure transparency and accuracy for our investors.

  • How do you authenticate the timepieces?

    All watches are thoroughly vetted and authenticated by experts to ensure they are genuine before being fractionalized and offered to investors.

  • How are the timepieces stored?

    Watches are stored in secure, climate-controlled facilities managed by third-party custodians to ensure their safety and preservation.

Operations and Legalities

  • Who can invest?

    Anyone over the age of 18 can invest in Divvi, whether you are a seasoned investor or new to the world of luxury timepieces.

  • How do I start investing?

    To start investing, sign up on our platform, verify your identity, and browse our collection of fractionalized luxury watches. Select the timepiece and amount you wish to invest, and complete the transaction.

  • What fees are involved?

    Divvi charges a small management fee of 1.5% annually, which covers authentication, storage, and administrative costs. In addition, we charge 15% performance fee on the profits made after reselling/ exiting the timepiece successfully. All fees are clearly outlined before you invest, with no hidden charges.

  • How do I pay for my purchase?

    You can pay for your shares using various methods, including credit/debit cards, and other electronic payment systems such as Paypal. All transactions are processed securely through our platform.


    In the future, we will be introducing payment via cryptocurrency.

  • Can I sell my shares?

    Yes, Divvi plans to introduce a secondary market where you can trade your shares, providing liquidity to your investment.

  • What is the legal value of a fraction?

    Each fraction represents a legal ownership interest in the underlying watch, equivalent to the proportion of the total value that your share represents. This ownership is legally documented and can be transferred or sold according to platform rules.

  • What are the risks involved?

    While luxury timepieces have historically appreciated in value, all investments carry risks, including market fluctuations and changes in demand. We mitigate these risks by selecting high-quality, sought-after watches and providing detailed information to our investors.

  • What is KYC and why do you need it?

    KYC (Know Your Customer) is a process to verify the identity of our investors. It is essential for compliance with legal regulations, preventing fraud, and ensuring the security of the investment environment. We require identification documents and other information to complete this process.

Security and Assurance

  • How is my investment secured?

    Your investment is secured by storing the watches with accredited third-party custodians. We ensure all watches are authenticated by experts before fractionalizing them. Additionally, our platform adheres to all relevant regulations to protect your investment.

  • How do I know that Divvi has the physical assets?

    Divvi ensures transparency by storing all watches with accredited third-party custodians. We provide detailed documentation and regular audits to verify the existence and condition of the assets.

  • What happens if the watch is damaged or stolen?

    All watches are insured against damage and theft. In the unlikely event of such an incident, the insurance policy ensures that investors are compensated accordingly.

  • What if something happens to Divvi?

    In the unlikely event of Divvi ceasing operations, your investment remains secure. The watches are held by third-party custodians, and the fractional ownership rights would be transferred or liquidated according to legal protocols to protect investor interests.

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